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Don’t over-cover.  Many insurers try and flog ‘gold’ policies with unnecessarily high limits.  Medical expenses cover should be at least £2million but there’s really no need pornreviews to pay extra for £20million worth. Personal liability cover, which pays out if pornreviews you damage other people or their property, should be £1 million; and ensure there’s cover for cancellations and curtailments, luggage and possessions possibly including pornreviews lost cash, legal expenses and delay.Family insurance is cheaper. Combined insurance for a couple or family usually costs less but check if it covers individuals travelling separately - most do, providing they’re notified first.Europe-only cover is cheaper.  If you’re unlikely to venture further afield, go for this as opposed to worldwide cover, as it should be extendable if necessary.
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