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a very rough rule of thumb, go away more than two times in a year (including weekend breaks) and you’re better off with an annual policy. Advanced MoneySavers Note: USA trippers should consider annual policies Annual policies’ pricing is predicated performance on an average trip demographic, roughly one long haul and one short haul week away. Yet insurance for some countries, especially the USA, is automatically performance more expensive (because of medical treatment costs). Thus, some travel insurers actually charge more for a fortnight in the USA than for annual worldwide insurance (as its performance pricing is based on average trips). Therefore USA trippers will often find an annual policy the best pick, even for just 2 trips. Keeping the costs down – what to coverCover terms do vary, but not too much. Obviously those with a penchant for naked underwater knife juggling or electric eel spotting in war zones will definitely need specialist policies.
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