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Don't ignore the value of investing early. If, starting at age 35, you invested $3,000 each milf anal pics year with a 14-percent annual return; you would have an annual retirement income of nearly $60,000 at age 65. But $5,000 invested at the same rate of return beginning at age 45 only results in $30,700 in annual milf anal pics retirement income. The benefit of retirement plans is that savings from tax-free until you withdraw the funds--typically age 59. If you withdraw funds before that age, the withdrawn amount is fully taxable and also subject to a 10-percent penalty. The value of tax-free investing over time means it's best to start right away, even if you start with small increments. Besides the long-term benefit of providing for your future, setting up a retirement plan also has the immediate gratification of cutting taxes Here is a closer look at a range of retirement plans for yourself and your employees.
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