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That is, the spouses of high income earners are more likely to be retired at any age than are the spouses of low income earners. This observation suggests two hypotheses. The first of these is that if one spouse’s social security benefits increase, the “other” spouse will be older gals more likely to retire. Evidence for this hypothesis has recently been obtained in two studies. older gals Both Coile (1999) and Baker (2002) found that both wives and husbands were more likely to retire when the wives were eligible for income supplements than when the wives older gals were not. It appears that wives’ retirement ages, however, were not strongly influenced by husbands’ availability of income supplements. The second implication of “sharing of income” is that spouses’ retirement ages will be negatively correlated. That is, if one spouse has retired, the other will be less likely to retire.
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